Creation Fixed Sum Loan Agreement

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(b) we and other organisations may also access this information and use it to prevent fraud and money laundering, for example. B if: examination of the details of credit and credit applications or other bodies; the management of credit and credit accounts or facilities; debt collection; review the details of proposals and claims for all types of insurance; Verification of candidate and employee details Your data may be passed on to affiliated companies or persons you have introduced to us, including all insurers of your obligations under this agreement, and may be used by us and them to manage the provision of products and services you have requested now or in the future. We or they may send you services, products and/or services of third parties selected on the panel, call or send you an email that we think may be of interest to you because of the information we have stored about you If you do not wish to obtain such information, please contact us at Creation Consumer Finance, Limited Marketing Department, Chadwick House, Blenheim Court, Solihull B91 2AA. We keep your data for up to 6 years to send you this information; 12. Payments by mail are made to us at our own risk. This clause does not preclude your obligation to pay by direct debit if this agreement requires you to do so. 21. If you are not satisfied with this agreement, you have the right to lodge a complaint with the Financial Ombudsman Service, Exchange Tower, London, E14 9SR. Phone 0207 9641000. When signing this agreement, you must pay the advance (if any) and pay us the refunds on the dates we have indicated, either if you enter into this agreement or if the refunds are variable. On-time payment time and compliance with your other obligations are essential terms of this Agreement. Unless otherwise specified in this Agreement, all refunds must be paid by direct debit.

The administrative costs indicated in the agreement are to be paid as part of your first refund. Contact the lender to tell them you want to cancel – this is called “notification”. It`s best to do this in writing, but your credit agreement will tell you who you should talk to and how. The agreement will be terminated after repaying the money you received from the lender and any interest that has been collected since then. 23. You acknowledge that before entering into this Agreement, you will be alerted and understand the cash price of the products and/or services. 11. If we grant you time or other indulgences or delay the enforcement of our rights, this does not constitute a waiver of our rights to our rights or a breach of this agreement by you and does not prevent us from subsequently relying on our strict rights under this agreement.

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